Super Fast, Easy Way to Get Your Free Pre-Qual or Free Pre-Approval & Enter Your New Homeowner Era
Down payment help
Super FAST
AWESOME service
About Us.
Fast Smooth Expert service
We have fast, accurate programs designed to make your choices easy. No high-pressure sales, just free guidance, and service like you will find nowhere else. FREE PRE-QUAL or FREE PRE-APPROVAL, depending on your need. Down payment assistance programs available. Low or no money down We have FHA, VA, USDA, SONYMA, conventional, Jumbo, condo, co-op, and many more. The big question is, why FREE, what’s the catch? SURPRISE, there is none!
We want to earn your trust, so we offer to help you first, with no obligation, a refreshing change from the other guys. We know that others say they will, we don’t say it, we DO IT!
For more than thirty years Jim Pendleton MrMortgageTM and has been instrumental in helping thousands of clients to reach their goals. The pride of a home of their dreams, let us do the same for you, please?
We will always get you the best rate guaranteed, based on the rate you qualify for, every time! Our team is available to answer every question you have. Having processed thousands of clients, we are ready to help you have the easiest financing experience ever. Smooth, accurate, and courteous. Our friendly experienced team will amaze you. What can we do for you today?
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Our Focus
We understand your requirement and provide the right financing that works for you.
Design
Above all, the financing must fit your specific situation to accomplish financing within your reach. Matching you to the right mortgage program.
Down Payment
Making sure that you use the proper programs that can maximize your down payment assistance, as available for your situation.
Pre-qualify
Analyzing your financing to make sure you are ready to make one of the biggest financial decisions of your life. Also exploring contingency programs to make life easier.
Commitment
We will get you finished smoothly and with hassle free financing. So sit back a relax. our expert qualified staff will have you covered.
Explore Our Awesomeness
Our Team
Jim Pendleton MrMortgage
Founder & CEO
Worked with the banking industry to develop alternate programs for the rich and famous. My mothers maiden name was “Hampton” (yes those out east) from England and was referred to many wealthy clients over the years.
Active Member
LO
James Pendleton
Program Developer
Working with the board members to keep everything up to date.
Griffin Pendleton
Fishing
24,458+
Completed fundings
for 2000-20
10,796+
Satisfied Clients
in the last 10 years
1,000+
Positive Feed backs
over all social platforms
100+
Free Pre-quals
so far this year
Programs available
First Time Buyer
SONYMA
State of New York Mortgage Association
Down Payment Assistance Program
Up to $20,000 in a grant program
Low down payment –
must be a first-time buyer, not owning any property for the last three years (even if inherited )
Low rates and Different programs for each type of buyer.
Achieving the Dream
Our lowest interest rate program, Achieving the Dream is to maximize the amount you can afford with a minimal down payment required.
Conventional Plus FHA Plus Program
Optional Add-on Features
Down Payment Assistance Loan
This program provides assistance with the down payment part of homeownership.
DPAL Plus
An enhanced down payment assistance loan of up to $30,000 available to low-income first-time home buyers.
Remodel NY
This program will help you transform a fixer-upper into your dream home.
Homes for Veterans
This program offers low-interest loans for home buying to veterans who have served or currently serving in the armed forces.
Many other programs
FHA, VA, USDA Conventional
Many low and no down payment programs
FHA Federal Housing Authority
VA Loans (Veterans Association) for military active and honorably discharged personal.
Low or NO downpayment NO MI payment
USDA Rural Development Guaranteed Housing Loan. A USDA loan is a mortgage that’s available for low-income borrowers in specific designated rural areas. With a USDA loan, you’re eligible for a $0 down payment.
Conventional mortgages are for those with better credit, usually above 680 middle score and steady income and no bankruptcies in the past 5 years, will, in most cases pay less for their financing.
Special situations
Jumbo, Investor, Foreign
There are many special situations we can
Jumbo and Super Jumbo Starting at $822,376 and up to 100 million
Investor fix & flip, Apartment buildings
Shopping centers –office buildings
1-4 family rentals -commercial space-retail condos, condotel units
Foreign National purchases No credit Alternate credit
Construction Loans with established record and Monthly cash flow
Many private investors available to do “Outside the Box” investments.
Testimonials
I am Jim Pendleton MrMortgageTM, and have been in the mortgage business before licensing was required. I have been on radio, TV, mortgage conferences, written financial magazine articles, and even developed some of the programs that the mortgage banking system currently uses. I have received hundreds of referral letters, awards, certifications, etc., but sadly all were lost during Hurricane Sandy I did find a few reference letters in one of the few files that were not destroyed and have attached them below.
My mother always said ” the proof is in the pudding” so let us make some delicious chocolate or vanilla pudding together!
Here are some referral letters for your review. .
Why select us?
Working as an affiliated Federal Bank and doing business in all 50 states, we hold honesty and integrity as our reason for success in helping you achieve your dream home in the real world.
We can change programs if needed, as many times as required to make sure you are always getting the best rates and terms that you qualify for. Representing over 100 funding sources each with a large selection of products, we have you covered.
Fast, smooth deployment makes for ownership available to you in the shortest time period, with constant communication every step of the way. You will always know what’s happening with your financing.
The success of your purchase utilizing the latest Technology makes us head and shoulders above any competitor program out there.
We have a 98% closing within 30 days, one of the best closing time ratios in the mortgage industry.
As a member of the American Bankers Association JimPendleton MrMortgage has a stellar reputation and has developed mortgage programs currently used in the mortgage industries.
Start your journey with us now
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Get in Touch
Here for you
Call or text us during business hours. We are here for your support. Direct tel 631-451-7400 or Text 631-834-5427
About Jim Pendleton-MrmortgageTM
Real Help for every client with a promise for honesty, integrity, and personalized care.
Where to find us
21 John Dr., Farmingville, NY 11738